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Any time is a great time to get started on getting your finances in check, but January has a particularly special place in my heart for getting motivated and setting long-term goals— it's the magic of "new year, better me."
If you're like me and one of your yearlong resolutions is to build better financial habits for 2023 and beyond, get ready for some game-changing essentials that will help you manage your budget and expenses, from comprehensive budget planners to receipt organizers and classic piggy banks with a twist.
Taxes are also coming up just around the corner, and deadlines are unfortunately always closer than they appear. Get your head in the game and stay on top of everything with these products that will help keep your finances in check. We've got your back, so take a deep, calming breath, and let's get shopping.
If there's one finance managing product that can do it all, it's this Clever Fox budget planner. This monthly budget book will help you keep your money organized, spend well, start saving, and set and achieve financial goals. It includes pages for tracking your budgets, debts, bills, cash flow and expenses, along with features like a pocket for bills and receipts, pen holder and bookmarks.
Take financial organization to a whole new level with this cash enevelope budget system. In addition to the different-colored envelopes, the kit comes with a carry pouch and 12 budget sheets that allow you to keep a detailed record of your cash inflow and outflow. The system also comes with a how-to guide, so you can build good saving and spending habits with minimal effort.
This comprehensive budget and money organizer comes with everything you need to organize your finances, from cash to receipts to documents, oh my! The kit comes with sticker labels, a minimalist-chic budget binder, card sleeves, pen holders and tear-resistant envelopes.
Sometimes, keeping it simple is best. This Etsy shop is run by YouTuber Budget Girl, who has documented paying off $33,000 in debt and has set up a sizable net worth— so you can rest assured that her system works. This Google Sheets monthly budget template comes with a monthly income, expenses and spending tracker; a debt tracker and debt progress chart; and a small business/side hustle track sheet to track income and expenses.
One of the most prominent expenses in our day-to-day lives comes from meals, and poor planning can lead to more spontaneous decisions like eating out or ordering delivery— and those expenses can stack up throughout the year. This meal planning notepad will help you schedule the food you eat throughout the week so you can plan, track, and execute household meals while minimizing the stress of thinking, "What's for dinner?" every day.
Meal planning and grocery shopping go hand-in-hand, and if you want to make the most of your meal budget, this grocery shopping list has your back. Every section has 3-16 commonly purchase items plus blank spaces to write in additional items, and it comes with 2 magnets attached on the back so you can hang it up on your fridge for easy access and editing. Once you're ready to head to the grocery store, simply tear away the top sheet and go.
If you're looking to embrace your creative side in your personal finance journey, a bullet journal is the perfect solution. Design your own budgeting spreads and tailor it to your goals, from meal plans and shopping lists to expense tracking and journaling. With the blank dotted pages, you'll be able to truly personalize your financial organization— the sky's the limit.
Ahhh, receipts. No matter how determined I am after making a purchase to hold on to my receipt for future reference, it always manages to get crumpled up, lost somewhere in the corners of my car or accidentally thrown away. With this dedicaed receipt and coupon organizer, I've been able to say goodbye to these 99 problems— if I had to describe this product, it's one of those things you didn't know you needed before buying, but now you can't live without it.
Tax season is coming up very, very soon, and that means it's time to rummage through your house in hopes of finding all the important financial documents you need to file your taxes. Normally, that can be a very stressful process, especially when you put it off to the last-minute— trust me, I've been there, done that. With this 24-pocket organizer, you can avoid this stress and drama and keep your finances in check; it includes dividers, labels, slash pockets and spiral binding, so basically, it can do it all.
If you really want to get down to basics of personal finance management and organization, nothing beats a good ol' piggy bank. With this metal piggy bank, you can add in the accountability factor of saving money. Once built, it stays firmly closed apart from the cash and coin slot, and you can't open it back up until you're ready to truly break it open.
Looking for more amazing finds to help you stay on top of your game all year long? Check out these 17 must-have skincare essentials to elevate your 2023 skincare routine.
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